Preview

Health Care Pros And Cons

Good Essays
Open Document
Open Document
265 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Health Care Pros And Cons
The Affordable Health Care Act was a health insurance plan that was signed into law in 2010 and passed by Congress. The Affordable Health Care Act was intended for people that has no insurance and paying for doctor and hospital visits out of their own pockets. There is nothing wrong with this plan, but if you don’t sign up for it, you will still be taxed for it and have to pay a fine. It contains comprehensive health insurance reforms that will enhance the overall effectiveness and efficiencies of health care process. I think it is a good idea to provide universal healthcare to all U.S. citizens but it needs to be affordable, because some people still are not able to pay for health insurance. It has led to many mergers between hospitals and insurance companies. With the Affordable Health Care Act there is an extension of dependent coverage until the age of 26. This is very beneficial because some parents still have children that are still in school. Everyone have complained about not having health insurance for a long time, and now that it’s available they are still complaining. With the Affordable Care Act, we’re able to go see a doctor even if we have pre-existing health issues. I applied for health care through the Affordable health care for an individual plan and I was told I will be paying $274. …show more content…
W.; Gardner, L.A. (2016). Extensive Changes and Major Challenges Encountered in Health Insurance Markets under the Affordable Care Act: Journal of Financial Service Professionals. Vol. 70 Issue 5, p53-71.

You May Also Find These Documents Helpful

  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Affordable Care ACT

    • 871 Words
    • 4 Pages

    The patient protection and Affordable Care Act of 2010 (ACA) is expected to have a major impact on the financing of healthcare, principally by expanding insurance coverage to approximately 32 million of the current 50.7 million uninsured by 2014. If the goal is reached, 95% of all Americans will have health insurance (Kovner& Knickman, 2011). The Affordable Care Act will expand coverage in two key ways: expanding Medicaid eligibility and through a blend of subsidies and mandates that encourage the working class to purchase affordable insurance coverage in the private market. Medicaid eligibility rates will be expanded so that most people who earn less 133% of the federal poverty level will be covered.…

    • 871 Words
    • 4 Pages
    Good Essays
  • Better Essays

    The Affordable Care Act puts consumers back in charge of their health care. Under the law, which was signed in by President Obama in March 2010, it gives the American people the stability and flexibility they need to make informed decisions about their healthcare.…

    • 879 Words
    • 4 Pages
    Better Essays
  • Good Essays

    Some of the pros for managed care are; Preventive care — HMOs pay for programs, they are set up and are intended at keeping one healthy (yearly checkups, gym memberships, etc.)The idea is, so they won 't have to pay for more costly services when and if one gets sick. Lower premiums — Because there are limits set as to which doctors one can see and when one can see them, HMOs charge a premium and usually they are lower premiums. Prescriptions — As part of their precautionary retreat, most prescriptions are covered by HMOs for a co-payment that also can be very low. Fewer unnecessary procedures —doctors are given financial incentives from HMOs , to provide only needed care, so doctors are less likely to order costly test or surgeries that one does not need. Limited paperwork — While healthcare professionals and facilities have more paperwork, under managed care, HMO members usually only has to show their membership card and pay a very low co-payment.…

    • 965 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    This article discusses the price tag that comes along with ObamaCare. Many believe that insurers have created plans with more benefits that also cost more. Prior to the Affordable Care Act, insurance premiums increased by 14%. Too many people may not be able to afford this high cost, especially those who are self employed. The author informs the American public that there may be yet another increase in the insurance premiums. This…

    • 742 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    BUL6810 ACA Paper

    • 2536 Words
    • 6 Pages

    The Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA) is a health care reform law that was voted into enactment in March of 2010 (Summary of the Affordable Care Act, 2013). The ACA consists of many different parts of which come from the Affordable Health Care for America Act, the Patient Protection Act various parts of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act (Affordable Care Act Summary, n.d.). The original goal of the ACA was to cut back on the amount of dollars that was being spent on health care while making an attempt to get the people back in control of their insurance needs (About the Law, n.d.). It has sections dedicated to emphasizing changes to benefits, the rights and protections of the people, new rules for insurance companies to follow, taxes and tax breaks for companies and individuals, ideas about government funding, spending and the creation of committees. There are even sections dedicated to education (Affordable Care Act Summary, n.d.).…

    • 2536 Words
    • 6 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act (2009) and the Health Security Act (1993) were two attempts made to reform the U.S. healthcare system. In 1993 the Clinton administration fought to better the system and provide comprehensible healthcare coverage to its citizens. This bill however was shot down in the legislative system and never made it into law. Then in 2010 the Obama administration squeezed their updated version of the bill through the House and Senate in a very narrow, partisan victory. The reasoning behind why the Clinton’s attempt didn’t get passed came down to two reasons. First it was highly criticized and opposed politically. Secondly it was a matter of concerns about the actual content of the bill.…

    • 547 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…

    • 91 Words
    • 1 Page
    Satisfactory Essays
  • Better Essays

    Obama Care, AKA the Health Care and Education Affordability Reconciliation Act of 2010, reforms the health insurance industry and the American health care system as a whole. To the layman the information included in the over a thousand pages of legislature is very hard to decipher. I found myself searching for Obama care for dummies to try and make sense of the legal rhetoric. Once I got through it though the benefit and disadvantages are very clear. In this I will outline where we stand in America now, the benefits of Obama Care and finally, disadvantages…

    • 1408 Words
    • 6 Pages
    Better Essays
  • Good Essays

    The Affordable Care Act or ACA has been a very controversial law. The Affordable Care Act contains many benefits, particularly for low and middle income families and businesses. The Affordable Care Act also contains some obstacles for high earners, and larger firms that don’t insure their employees.…

    • 262 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act or Obama Care is a United States federal statute law stating that all people must have health care coverage. The Affordable Care was created to make health care affordable while also increasing the quality of health insurance. This law required locations like clinics and hospitals to accept all people if it’s covered by Obama Care. It’s also supposed to limit companies to charge a higher rate because of a pre-existing condition or because of one’s sex. The Obama Care was created to help the American people have affordable health care.…

    • 1309 Words
    • 6 Pages
    Good Essays
  • Good Essays

    Obamacare Pros And Cons

    • 1470 Words
    • 6 Pages

    Obamacare, or what is formally known as the Patient Protection and Affordable Care Act, is federal legislation that was signed into law on March 23, 2010 by present Barak Obama. The act aims to reform national healthcare and give more people than before access to affordable healthcare. The overall goal of the act is to cover all persons regardless of their conditions or other factors. The passing of Obamacare has led to much conflict in the government and throughout the nation. In particular, recently the act has been the root of heated disagreements and government unrest among the Democrats and Republicans.…

    • 1470 Words
    • 6 Pages
    Good Essays
  • Good Essays

    Obamacare Pros And Cons

    • 773 Words
    • 4 Pages

    Obamacare is the current form of healthcare that our country uses, and it is one of the worst forms of healthcare that has ever been came up with. It is a terrible system that has been a failure since it was first installed as a government mandate that is required for citizens to have. It has a long list of problems that i can only really scratch the surface of in this essay. If you are a Republican, you probably are already against Obamacare; if you are a democrat, you are all for it most likely and can’t understand what's the big deal with it and why everybody hates it so much, but that's where i come in. Obamacare needs to be changed because it is bad, it has failed, it has problems, and why President Trump is going to get rid…

    • 773 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Medicaid Pros And Cons

    • 839 Words
    • 4 Pages

    “Our Nation is accomplishing more for its people than it has ever been accomplished before,” (Johnson 6). In 1964 President Lyndon B. Johnson was elected president and as president he passed the Social Security Act of 1965, which resulted in the creation of Medicaid. The only medical converge the Americans were given before the act was provided by businesses or the program only covered elders. Medicaid became one of the first programs to provide coverage for a variety of people. Although Medicaid is taken advantage of it is more beneficial because each state can create programs that are beneficial for the people, the states and government are in charge of the finances, and explored ways to provide more opportunities for people to afford medical…

    • 839 Words
    • 4 Pages
    Good Essays