Preview

Pros And Cons Of Obama Care

Good Essays
Open Document
Open Document
1309 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Pros And Cons Of Obama Care
In today’s times, everyone needs health care. With the number of diseases spreading, one can never know if they’re the next one to get sick. The Affordable Care Act or Obama Care provides people to maintain their health. Even though Obama Care has some negative issues regarding what it stands for, it’s also very beneficial. Having universal health care for all citizens in the United States would be advantageous; consequently, repealing this act would put numerous Americans at a disadvantage. The Affordable Care Act or Obama Care is a United States federal statute law stating that all people must have health care coverage. The Affordable Care was created to make health care affordable while also increasing the quality of health insurance. This law required locations like clinics and hospitals to accept all people if it’s covered by Obama Care. It’s also supposed to limit companies to charge a higher rate because of a pre-existing condition or because of one’s sex. The Obama Care was created to help the American people have affordable health care. Repealing Obama Care would put Americans with coverage would be extremely detrimental to them. It would take away all the benefits and cause people to not have health care. “Taking away Obama Care away right now would put 18 million Americans out of health care.” (Bryan). The House of Representatives and the Senate supposedly …show more content…
Many insurance companies will deny you coverage because of a mistake on the application or a pre-existing condition. With Obama Care active insurance companies can’t deny you because of these reasons. The only way they could deny your coverage is if the plan is already active. There are no more unreasonable limits on lifetime benefits. The limit for Lifetime benefits and annual limits are banned. One can still have benefits on whoever’s on the plan no matter the condition of that
Continue Reading
View Writing Issues

You May Also Find These Documents Helpful

  • Good Essays

    Pros And Cons Of Obamacare
    • 970 Words
    • 4 Pages

    Pros And Cons Of Obamacare

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
    Read More
  • Good Essays

    Affordable Care ACT
    • 871 Words
    • 4 Pages

    Affordable Care ACT

    The ACA is meant to target insurance policies that have limitations based on preexisting conditions the goal is to eliminate this kind of policy and improve access to quality health care(Hayes,2011). The fundamental goal of the ACA is that by making insurance available to millions more Americans that this will hopefully decrease healthcare cost by allowing more people to receive preventative care. In the long run, it is generally cheaper to prevent healthcare problems than it is to treat active diseases (Cleary, Brenda, and…

    • 871 Words
    • 4 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    POL 201 Policy Making in the Federal System
    • 721 Words
    • 3 Pages

    POL 201 Policy Making in the Federal System

    Obama Care also increases a person’s protections. This means that Obama Care has implemented measures that will no longer allow an insurance company to drop a customer while they are sick. Also it stops the insurance companies from cutting off a customer’s coverage due to time limits. Obama Care’s most important aspect is that it makes it much more difficult for insurance companies to deny coverage based upon preexisting conditions, and if a person with a pre-existing condition is denied, the individual has a more legal standing.…

    • 721 Words
    • 3 Pages
    Satisfactory Essays
    Read More
  • Good Essays

    The Pros And Cons Of Obamacare
    • 303 Words
    • 2 Pages

    The Pros And Cons Of Obamacare

    Obamacare was designed to help the lower income people whose jobs did not provide health insurance or those who could not afford it on their own. A few of the main or biggest beneficiaries of Obamacare include those between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas. The people that hurt the most from Obamacare include people who are 35 and older and those who are self-employed, or a combination of both. Many of these people who are hurt the most happen to generally be Obama’s political opponents. While there are movements to replace and even to repeal Obamacare, success for these movements seem rather unlikely. For the most part, experts seem to believe that the likelihood of Obamacare failing is basically…

    • 303 Words
    • 2 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    Obama Care vs. Clinton Care
    • 547 Words
    • 3 Pages

    Obama Care vs. Clinton Care

    The Affordable Care Act (2009) and the Health Security Act (1993) were two attempts made to reform the U.S. healthcare system. In 1993 the Clinton administration fought to better the system and provide comprehensible healthcare coverage to its citizens. This bill however was shot down in the legislative system and never made it into law. Then in 2010 the Obama administration squeezed their updated version of the bill through the House and Senate in a very narrow, partisan victory. The reasoning behind why the Clinton’s attempt didn’t get passed came down to two reasons. First it was highly criticized and opposed politically. Secondly it was a matter of concerns about the actual content of the bill.…

    • 547 Words
    • 3 Pages
    Satisfactory Essays
    Read More
  • Good Essays

    What Are The Pros And Cons Of The Affordable Care Act
    • 326 Words
    • 2 Pages

    What Are The Pros And Cons Of The Affordable Care Act

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    Affordable Care Act Pros And Cons
    • 91 Words
    • 1 Page

    Affordable Care Act Pros And Cons

    The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…

    • 91 Words
    • 1 Page
    Satisfactory Essays
    Read More
  • Better Essays

    Pros And Cons Of Obama Care
    • 1408 Words
    • 6 Pages

    Pros And Cons Of Obama Care

    Millions of uninsured people will have access to affordable health insurance through the marketplace. This lowers the amount of unpaid medical bills seen by Emergency and Express Care settings across the contry. More than half of those uninsured can get no cost or low cost health insurance using the State 's Health Insurance Marketplace. State programs such as Medicaid and CHIP will expand their benefits to a greater amount os people in the community that need help. Before in some instances such as cancer if you got ill you were either dropped or your premiums increased to a level that most could not afford. ObamaCare will prohibit insurance companies from these actions. As with filling out of insurance applications perhaps you forgot to add that you were injured in a car accident at the age of 5 because you were so young you didn’t remember or that you had an illness. It used to stand that insurance companies could drop you without a second thought. This plan takes the power to do that away from them (ObamaCare Facts: Dispelling the Myths 2013). If you honestly forgot to put something you will not be dropped. Obamacare goes on to take away pre-existing conditions, meaning that you cannot be denied coverage no matter what your illness is. A lot of insurance companies thought it relevant to charge you more simply based on gender and women would pay a higher premium than men. ObamaCare puts a stop to this egregious act as well. Small…

    • 1408 Words
    • 6 Pages
    Better Essays
    Read More
  • Good Essays

    Essay On The Pros And Cons Of Obamacare
    • 860 Words
    • 4 Pages

    Essay On The Pros And Cons Of Obamacare

    Taxes are going up as another result of this health care act. “The taxes that may affect you directly are the individual mandate and the employer mandate.” (Obamacarefacts.com 2016) There were several new taxes that were made to help pay for Obamacare including taxes on pharmaceutical sales and medical device. People with high income also got an additional tax put on them. Some other cons of Obamacare include enrolling complications, businesses cutting employees hours to avoid having to give them coverage, and higher costs. Some people have gotten stuck paying more for Obamacare than they did under their previous health care plans. “ A heavily cited (and debated) 2013 Associated Press report estimated that the health insurance policies of 4.7 million Americans were canceled due to noncompliance with Obamacare standards going into the inaugural year.” (Elizabeth Renter 2014). Many opponents of Obamacare believe that legislation will demolish jobs, hours are being cut and full-time employees are becoming slim. About 1.2% of the population will mainly be paying the tax rather than the health insurance they should be paying for because the taxes are getting so…

    • 860 Words
    • 4 Pages
    Good Essays
    Read More
  • Good Essays

    Obamacare Pros And Cons
    • 1470 Words
    • 6 Pages

    Obamacare Pros And Cons

    Obamacare, or what is formally known as the Patient Protection and Affordable Care Act, is federal legislation that was signed into law on March 23, 2010 by present Barak Obama. The act aims to reform national healthcare and give more people than before access to affordable healthcare. The overall goal of the act is to cover all persons regardless of their conditions or other factors. The passing of Obamacare has led to much conflict in the government and throughout the nation. In particular, recently the act has been the root of heated disagreements and government unrest among the Democrats and Republicans.…

    • 1470 Words
    • 6 Pages
    Good Essays
    Read More
  • Satisfactory Essays

    What Is The Basis Of Obama Care
    • 126 Words
    • 1 Page

    What Is The Basis Of Obama Care

    Obama care is a health care coverage plan implemented by President Obama. The basis of Obamacare runs along with the Affordable Care Act. Obamacare only covers expenses after so much has already been paid. Because of this, many people with Obamacare…

    • 126 Words
    • 1 Page
    Satisfactory Essays
    Read More
  • Satisfactory Essays

    Obama Care Benefits
    • 380 Words
    • 2 Pages

    Obama Care Benefits

    As I first learned about the Affordable Care Act (ACA), which was passed March 23, 2010, I was intrigued to hear that every American had to get it. I for one believe that the congressional republicans should continue seeking to repeal the law of Obama Care. I understand that the ACA is made to make health insurance more accessible for Americans to be provided aid for families with a low income. In fact that some of the benefits was to prevent insurance companies from increasing rate on families. The…

    • 380 Words
    • 2 Pages
    Satisfactory Essays
    Read More
  • Powerful Essays

    Pros and Cons of Obamacare
    • 1707 Words
    • 7 Pages

    Pros and Cons of Obamacare

    Obamacare is an extensive bill that completely transforms the healthcare system. The main part of the bill is the individual mandate that requires all citizens and legal immigrants to have health care coverage. If individuals do not have health insurance by 2014 there is a monetary penalty. In order to allow many Americans to obtain coverage, it outlines a major change in insurance practice in that companies are no longer allowed to deny individuals health insurance because of pre-existing conditions; individuals are able to buy into health insurance at anytime. Obamacare expands Medicaid for those who cannot afford health insurance; the expansion will supply more than 17 million more Americans with health insurance than before the bill. People who are employed can fulfill this health insurance requirement by enrolling in their employer’s plan. Health insurance must be provided through employers if the company has 10 or more employees. Small businesses will be subsidized so that they can afford to provide insurance. People without insurance through their employer will be able to buy plans through health insurance exchanges, where most will qualify for subsidies, greatly reducing the premiums. Exchanges are run by the state or non-profit organizations and require that all insurance companies offer certain plans that make it easier for Americans to determine the differences between…

    • 1707 Words
    • 7 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    The Economic Effects of the Affordable Care Act on Healthcare
    • 3286 Words
    • 14 Pages

    The Economic Effects of the Affordable Care Act on Healthcare

    On March 23, 2010, President Barack Obama signed the Affordable Care Act into law. The act, nicknamed “Obamacare,” is the largest healthcare reform since 1965 when Medicare/Medicaid bill was signed. Obamacare was put into place to help decrease the cost of health insurance in the United States so that everyone can have affordable and quality healthcare (Samual). “There will be a competitive insurance market and all Americans will be able to choose their insurance out of these plans. Since everyone will have access to the same care through the Affordable Care Act it helps to ensure that all Americans receive quality healthcare. Those wishing to purchase private health insurance will be able to do so and receive the same care available today (Samual).” The bill is extremely long but there are several important things that it covers and each factor has an effect on the economy and on the cost of insurance.…

    • 3286 Words
    • 14 Pages
    Powerful Essays
    Read More
  • Powerful Essays

    Health Insurance Exchange
    • 1292 Words
    • 6 Pages

    Health Insurance Exchange

    America is about to make major changes in the country’s health care system. The goal of the Affordable Care Act is reduction of the number of uninsured individuals and health care expenses. Some call the reform unconstitutional, some fear inefficient implementation will lead to the opposite of the anticipated health care cost reduction. According to Kaiser Health Tracking Poll 29% of Americans have very unfavorable opinion of the health reform law compared to only 18% with very favorable attitude (See Health Data, 2010-2011).…

    • 1292 Words
    • 6 Pages
    Powerful Essays
    Read More

Related Topics