Bibliography: lists 12 sources.
Bibliography: lists 12 sources.
I am sorry that you have had such a hard time and I am sorry that this happened to you. The lost wages were calculated to be $6671.00. The pain and suffering was calculated at $6700.00. The release is an incurred medical bills release. That means Progressive will resolve all of the accident related medical expenses prior to settlement. Once you settle your claim the claim is closed. Your credit rating is not specifically part of an uninsured motorist claim. It is difficult to calculate an accurate amount for pain and suffering. The amount is based on what claims with your injuries and complications have settled for in the past. What do you think the accurate amount is?…
You may have decided to purchase renter’s insurance in the past for one of many reasons. It could have been very cheap to add on with an existing auto insurance policy, or you simply wanted the peace of mind of knowing your belongings are safe no matter what. That said, there may be at time where you actually want to use your renter’s insurance. Here are some common questions you may have about your policy.…
When you work as an independent truck driver contracted to a company, then you should remember that when you are involved in a truck accident, the costs are on you. They include the lawyer fees and insurance fees. When you have a good truck accident lawyer behind you, then you can enjoy the same kind of benefits as you would with insurance coverage. There are so many reasons why you should consider having a truck accident lawyer when the need arises and some of the reasons are highlighted below.…
Hidden truths are the exciting part of contracts as they throw twists and turns into the deal, sometimes for better but also sometimes for worse. Just like those “$8/month for the first 6 months” gym memberships have hidden terms and conditions, car insurance is no different and it is wise to read the fine print to ensure understanding of what is included. However, with car insurance, sometimes the fine print is not sufficient as certain parts are emphasized whereas others are either not mentioned or not mentioned until it is necessary to make a claim. Regardless of the contracts involved, there are two main systems of insurance in use: tort and no-fault. Tort liability is the traditional system of hiring a lawyer and taking care of matters in front of a court. No-fault insurance was…
No-matter car insurance is scope which works under the rule that no single driver was at inadequacy in a car accident. Thusly no blemish is determined in a minor accident and each hurt social affair will record a case with their own specific individual car insurance association for damages. Case in point, if Robert and Susan get in a heap up, Robert will report a case with his insurance association and Susan wile record a case with hers paying little regard to who was at defect - in light of the way that there was no one at weakness.…
There comes a time when you need to insure your car for a whole year and a time when you need a cover for just a day. In this guide, we shall detail all you need to know about short-term car insurance and in cases you may get car insurance cover that is 24 hours, seven days, or 30 day.…
In essence, car insurance companies are basically paid by their customers to take on the risk of a car accident, damaging, or theft because most people do not have enough funds to cover such losses (Hussain). At their source, these companies make money from premiums that they are paid by customers and from earnings from investing those premiums (Hussain). By the same token, the main way in which auto insurance companies lose money is when their customers file a claim, which is sent to that company by a customer stating that their car has been damaged and that they would like for that company to cover the damage. At the end of the day, these three aspects of car insurance companies often determine if they succeed or not. Therefore, the driving force behind the success of auto insurance companies is their risk management in those three areas: in setting premiums, paying claims, and making…
I feel that The State Children's Health Insurance Program (SCHIP) has achieved its fundamental purposes. This is because the SCHIP program had been successful in the provision of the healthcare needs of American children. The State Children’s Health Insurance Program (CHIP), which is otherwise known as the Title XXI of the Social Security Act, was made into law in 1997 by former US President Bill Clinton. The SCHIP law appropriates US$24 billion over 5 years to help the states to expand health insurance to children who cannot afford private health insurance (Nabor, 2010).…
A car purchase is a large investment of time and money, and therefore, should not be taken lightly. By…
Knowing when to file a claim or lawsuit pertaining to your injury is important in what kind of settlement you are looking for. In Kentucky the statutes of limitations for filing a personal claim or lawsuit is one year from the accident at hand.…
They stand at opposite ends of the demographic spectrum. And both groups include many good drivers. But statistics show that overall, teenagers and older drivers are involved in far more crashes and highway fatalities than any other age group.Mile for mile, the crash rate for drivers ages 16 and 17, for example, is almost nine times as high as that for middle-aged drivers. People 80 and older are involved in 5.5 times as many fatal crashes per mile driven as middle-aged drivers.…
Health Insurance costs had increased tremendously during the Bush Administration (2000-2008). The premiums had been doubled, and risen faster than wages. Moreover, increased co-pay and deductibles threatened access to care. Many insurance plans were also limited, only allowing certain amount of doctor visits or hospital days. And over half of all personal bankruptcies were due to medical bills. A changed needed to be made.…
Car insurance is at the top of the totem pole for anyone who owns a vehicle. You may find yourself completely overwhelmed when you are searching for insurance. Read on to find some useful tips on how to sort through all the information so that you can get the right amount of coverage for the best price.…
Medicare is insurance under the Social Security system insuring a vast majority of people over the age of 65. Majority of those on Medicare also have medigap policy, a supplemental private insurance. According to Hillier, S. & Barrow, G.M., “Such policies are sold by private companies to help cover the “gaps” in health-care protection for which Medicare does not provide.” The required core benefits of the medigap policy include: Daily Medicare co-payment of $191 for hospital days 61 through 90, and $382 for days 91 through 150; Full cost of up to 365 additional hospital days during your lifetime; and 20 percent co-payment of Medicare’s allowed amount for doctor charges. According to Hillier, S. & Barrow, G.M., for the first six months after…
Legal The enforcement of US government toward the safer initiatives for automobile industry has challenged most of the automobile manufacturer which included Volvo. Therefore recently, Volvo invested heavily in safety research and development; its Goteberg Safety centre is world-renowned. Hence, Rudall (2011) emphasizes that the cost per unit of car has increased as research and development require a lot of experiments and tests to assure the performance. Besides that, research and development in new products involves a risk of whether the consumers will like the new features that have been added to the new or existing product. The more Volvo invests in research and development, the less cash flow they have in hand, thereby affecting the smooth running of daily operations.…