Insurance Insurance a defensive measure used against future conditional losses to hedge the possible risks of the future. It is a legal contract that protects a person from contingent risk of losses through financial means and provides a means for individuals and societies to handle some of the risks faced in daily life. Policies the contracts of insurance that are provided by insurance companies. Premium the regular amount charged from customers by the insurance companies‚ which is
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A PROJECT ON INSURANCE INDUSTRY IN INDIA FOCUSING ON RELIANCE LIFE INSURANCE PREFACE The liberalization of the Indian insurance sector has been the subject of much heated debate for some years. The policy makers where in the catch 22 situation wherein for one they wanted competition‚ development and growth of this insurance sector which is extremely essential for channeling the investments in to the infrastructure
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The effects of Marine Protected Areas on Recreational fishing‚ with a focus on Temperate waters. Abstract Marine Protected Areas have been realized as a useful tool for the protection of marine eco system and biodiversity all over the world. These Marine Protected areas MPAs limit human activity in the conservation regions in order to protect biodiversity and exploited species. Hence they have a direct effect on recreational activities like fishing‚ bait collection‚ diver collection etc. The
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world to choose from.Whether it be pediatrician‚ nfl‚ nba‚ marine biologist.Marine scientists are involved in research‚ analysis and forecasts in relation to the oceans‚ their life forms and coastal areas. They work 73 hours a week. According to carrers.gov it states” Marine biologists with Master’s degrees usually earn around $55‚000 to $75‚000 per year.” Senior marine biologists‚ who usually have PhDs‚ may earn $76‚000 to $94‚000. Marine biologists will be assigned to different tasks‚ but you should
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Abstract The ubiquitous nature of marine debris is a growing concern worldwide. Continued monitoring of established sites will only lead to a deeper understanding of the complex problem. Beach surveys have been performed at Charlesworth Bay since July 2011. With over 3 years of beach survey data we are able to examine the temporal importance in estimating daily accumulation rates. We continue to identify the types and sources of debris. With an expanding data set experts are able to better
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This horrific news brought me to research why the whale turned on its trainer and the information I found made me change my outlook on animal captivity completely. In the ethical debate over marine mammals in captivity there are many conflicting views. The public theme park industries advocate that marine mammal exhibits provide an important role in educating‚ entertaining‚ and conservation; they see nothing wrong with captivity. An increasing number of scientists counter this view and believe that
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COASTAL MARINE ENVIRONMENT A Research Paper Presented to Prof. Karyl F. Dagoc Department of Biological Sciences College of Science and Mathematics MSU-Iligan Institute of Technology Iligan City In Partial Fulfillment of the Requirements of the course General Ecology Laboratory (Bio 107.2) ALGEN MARI B. CASTAÑETO BS-Bio (Mar) – II Bio 107.2 (C34-2) ABSTRACT The Philippine archipelago is mainly surrounded by marine and/or
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lead to greater operational threat.” Insurance is one of the tools for risk management that aims at reducing the risk on the day-to-day life of individuals‚ organisation and society. At the same time‚ it should also be appreciated that insurance cannot be utilised as a risk free tool for all types of situations. Insurance provides risk management solutions to many situations that fall within the competence of human judgement and managerial skills. Insurance is very important in today’s world there
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1) Aviation Insurance A) History and development of Aviation It all started when the famous renaissance painter‚ Leonardo da Vinci developed drawings and sketches of flying devices and believed that human could fly on air one day. That may seem something impossible at that time. But‚ he designed a human – powered aircraft‚ Daedalus 88 and flew 115km in 1788. In 1842‚ Englishman named Henson patented a design for a machine similar to the modern monoplane. A Frenchman‚ Alphonse Penaud made
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Principles of Insurance Principles of Insurance An insurance contract is a type of a legal contract in which a type of risk is transferred to an insurance company in return of a premium by the policyholder. As by their nature‚ insurance contracts may be exposed to misconduct by both parties: the underwriter and the policyholder. Therefore six principles of insurance‚ which are recognised by law‚ were created to reduce this type of abuse. In the following pages I will explain these principles
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