There are 3 types of financial intermediaries: investment bankers‚ brokers‚ and dealer. Investment banking firms help businesses and governments sell their securities to the public. They purchase securities from the issuing company and then resell them to the public (called underwriting) or they try to sell securities for a desired price‚ without guarantees (called best efforts basis). (Gallagher & Andrew‚ 2003) Broker dealers are financial intermediaries that provide a wide range of financial and
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IMPROVING AUSTRALIA’S LAW AND JUSTICE FRAMEWORK A discussion paper to explore the scope for reforming Australian contract law 2012 © Commonwealth of Australia 2012 All material presented in this publication is provided under a Creative Commons Attribution 3.0 Australia (http://creativecommons.org/licenses/by/3.0/au/deed.en) licence. For the avoidance of doubt‚ this means this licence only applies to material as set out in this document.
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Australia has a population close to 22‚400‚000 people of which one in four people come from a culturally diverse and linguistic background (Dept of Immigration and Citizenship‚ 2009). This essay will explore the social issues of immigration in Australian society especially in relation to refugees. It will give an overview of the history of immigration in Australia. It will then go on to explore refugees and discuss the perceptions of refugees‚ settlement issues of refugees and then go on to look
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Curriculum is designed to develop successful learners. Confident and creative individuals and active and informed citizens (MCEECDYA‚ 2008‚ p.13). In 2008‚ the Australian Government promised to deliver a fair and equitable curriculum for the national’s educational system‚ taking the task away from the State and Local Governments. The purpose of this was to create an even level of education throughout the country whether in Hobart of Cape York‚ and to ensure our nations position into the 21st
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Functions and graphing functions Basics: A function is a rule that changes input into output A relation is any set of ordered pairs A function is defined as a set of ordered pairs in which no two ordered pairs have the same element A function must give exactly one unique output for each input Also called a mapping or simply a map The set of input numbers is called the domain The set of output numbers is called the range The set of all possible outputs is called the co-domain The range is generally
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Question 2 a) A fall in the value of the Australian dollar (AUD) against the U.S. dollar (USD) benefit Billabong in two folds‚ strengthened price competitiveness and translation advantage. Firstly‚ the Americas segment accounts for about 50% of Billabong’s sales revenue in 2008 and 2009. (Appx.1) In case of depreciation of AUD against USD‚ the price of imported surfwear to the U.S. in terms of USD will decrease. The US importers demand more for Billabong’s products. The sales increases from the
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Business and Management ISSN 2222-1905 (Paper) ISSN 2222-2839 (Online) Vol 3‚ No.9‚ 2011 www.iiste.org Government Expenditure and Economic Development: Empirical Evidence from Nigeria Muritala Taiwo Department of Economics and Financial Studies‚ Fountain University Osogbo‚ Nigeria Corresponding Author’s E-mail: muritaiwo@yahoo.com Tel: +2348034730332; +2347054979206 Taiwo Abayomi Department of Economics‚ Tai Solarin University of Education‚ Ijebu-Ode‚ Nigeria E-mail: yommy246@yahoo.com Tel: +2348055821802
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In recent the Australian workplace has drastically changed in the last decade due to changing business practices‚ economic conditions and government policy. The Australian workforce can be defined as anyone over the age of 15 who is currently employed or actively seeking work. The most noticeable change is the movement away from full time due to a whole number of factors. Firstly‚ the most important aspect of the workforce is the size and overall quality. There are three factors influencing this:
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Researching National Cultures: a comparison of Japanese and Australian national cultures Introduction In an increasingly global world‚ people will inevitably find themselves working within and across cultures. The national culture in which a person identifies with and is immersed in‚ has been proven to have a profound impact on an individual’s values and behaviours‚ this in-turn impacts on understanding of other . An ability to discern and understand potential variances in culture‚ without adopting
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seen the fall of many Australian businesses and the decline of industries such as the fruit and car industries. This is not just due to droughts and high fuel costs‚ but largely due to the amount of opposition from products that are imported from other countries. Consumers choosing products on price rather than the country of origin are having major effects on our economy‚ beginning with the employer to the employee and to the related businesses. We are not only losing Australian owned businesses to
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