There is a lot of confusion about workers' compensation, and the truth is that most people don't care until they sustain an injury. The following are a few basics things to help you clear up any problems you may have with understanding some of the issues relating to workers' compensation.
Workers' compensation is different than disability
Workers' compensation is an insurance that employers have to cover injuries to their employees. Disability is a program run by the federal government. Disability was designed to provide those who cannot work with an income. As such, it is a program that will provide you with income with no time limit. Workers' compensation is designed to only provide you with an income until you can return to work. Although each state is different, generally speaking, the time limit is anywhere from three to seven years. If you qualify for workers' compensation, you and begin collecting checks, you will need to transition to disability if your workplace injury prevents you from working anymore.
You must have been injured at work …show more content…
It is not an issue concerning who is to blame for your injury. The fact that you were hurt on the job is enough. You should make sure that you see a doctor immediately after your injury. Employers, when they're smart, will encourage their employees to seek medical attention. It is important from the employees point of view to document the injury, so if it is necessary to file for workers' compensation, you will have a good chance of getting benefits. An employer, on the other hand, wants to make sure that any benefits paid for workers' compensation are genuine. Sometimes people attempt to fake an