The National Flood Insurance Program (NFIP)
The National Flood Insurance Program (NFIP) is a Federal operated program run by FEMA that was “created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners” (DHS, 2011, 1). There is a lot of risk associated with development of land for commercial and or residential use. There areas could be in zones that are known to flood periodically, so flood mitigation plans and strategies must be developed and enforced this will eventually save money in the long run. According to Kerjan, “the program is responsible for several key functions: developing the flood maps, establishing the