Priority Sector Lending
The Draft Technical Paper on Review of Priority Sector Lending, prepared by the Internal Working Group set up in Reserve Bank under the chairmanship of Shri C. S. Murthy, Chief General Manager-in-Charge, Rural Planning and Credit Department, was placed on the RBI website on September 30, 2005 for public opinion. Subsequently, on November 8, 2005 one subparagraph has been added under paragraph 6.10 of the Technical Paper.
DRAFT TECHNICAL PAPER BY THE INTERNAL WORKING GROUP ON PRIORITY SECTOR LENDING
This Draft Technical paper does not necessarily reflect the views of Reserve Bank of India
SEPTEMBER 2005
RESERVE BANK OF INDIA RURAL PLANNING AND CREDIT DEPARTMENT CENTRAL OFFICE MUMBAI
CONTENTS
Sr. No. 1 Section 1 Introductory Particulars
2
Section 2
Directed Lending: International Experience
3
Section 3
Genesis and evolution of Priority Sector in India
4
Section 4
An Analysis of Trends in Priority Sector Lending by banks in India
5
Section 5
Priority Sector Lending and Inter-Bank Participation Certificates
6
Section 6
Review of Priority Sector Lending Policy 7
Section 7
Summary of Options
8
Annexure 1
Recommendations of Earlier Committees and Action Taken
9
Annexure 2
Classification of Priority Sector Advances
10
Annexure 3
Scheduled Commercial Banks’ Advances Under Priority Sector
11
Annexure 4
Outstanding Advances of Scheduled Commercial Banks to Agriculture Scheduled Commercial Banks Advances to Small Scale Industries, Industrial Estates and Road and Water Transport Operators Advances to the Priority Sector by Public Sector Banks
12
Annexure 5
13
Annexure 6
14
Annexure 7
Advances to the Priority Sector by Indian Private Sector Banks
15
Annexure 8
Advances to the Priority Sector by Foreign Banks
16
Annexure 9
Scheduled Commercial Banks Advances under Priority Sector : 2002 and 2003
17
Annexure 10
Composition of
DRAFT TECHNICAL PAPER BY THE INTERNAL WORKING GROUP ON PRIORITY SECTOR LENDING
This Draft Technical paper does not necessarily reflect the views of Reserve Bank of India
SEPTEMBER 2005
RESERVE BANK OF INDIA RURAL PLANNING AND CREDIT DEPARTMENT CENTRAL OFFICE MUMBAI
CONTENTS
Sr. No. 1 Section 1 Introductory Particulars
2
Section 2
Directed Lending: International Experience
3
Section 3
Genesis and evolution of Priority Sector in India
4
Section 4
An Analysis of Trends in Priority Sector Lending by banks in India
5
Section 5
Priority Sector Lending and Inter-Bank Participation Certificates
6
Section 6
Review of Priority Sector Lending Policy 7
Section 7
Summary of Options
8
Annexure 1
Recommendations of Earlier Committees and Action Taken
9
Annexure 2
Classification of Priority Sector Advances
10
Annexure 3
Scheduled Commercial Banks’ Advances Under Priority Sector
11
Annexure 4
Outstanding Advances of Scheduled Commercial Banks to Agriculture Scheduled Commercial Banks Advances to Small Scale Industries, Industrial Estates and Road and Water Transport Operators Advances to the Priority Sector by Public Sector Banks
12
Annexure 5
13
Annexure 6
14
Annexure 7
Advances to the Priority Sector by Indian Private Sector Banks
15
Annexure 8
Advances to the Priority Sector by Foreign Banks
16
Annexure 9
Scheduled Commercial Banks Advances under Priority Sector : 2002 and 2003
17
Annexure 10
Composition of