Personal Narrative: My Pursuit Of Financial Literacy

As children, many people often dream about what they want to be when they grow up. Most commonly an astronaut or maybe an athlete. For some reason, I never really had any major dream job aspirations as a kid; Although I was a decent athlete playing three sports: football, basketball, and soccer I enjoyed being active in those environments. I realized at an early age the likely hood of going pro in any of them was a very small chance, but I still had a desire to be wealthy so that I could afford to buy the things I wanted I just needed to find a way to do this to become successful giving the inspiration to my search for financial literacy. My father an entrepreneur and CEO of his own company taught me how to work and earn money for myself at …show more content…
As a single mother, I saw my mother work two jobs at times to make sure food was on the table and bills were paid. Being just a kid I could not work or help as much as I would have liked to in order to help out, working with my dad I was able to gain valuable insight as well as experience from a young age as well as a strong work ethic that I feel gave me a better ability to deal with adversity as I have matured. Since I had some basic labor training in janitorial and lawn maintenance I could start a small lawn care business cutting grass in my neighborhood during spring and summer months, raking leaves in the fall, and lastly shoveling driveways in the winter time. Being able to understand how I could make some extra money was a nice feeling but I felt extreme joy being able to give back to my mother and help around the house knowing that it wasn’t much but it was …show more content…
Having basic skills and knowledge in this discipline I have been able to successfully run a few small businesses, I have taken multiple accounting, finance based, and banking courses with some prior knowledge that made me more successful in the courses. Now that I have grown up I find that being financially literate is more useful than ever, because I can work a decent job I can invest small amounts of money and begin to increase my worth far sooner than many people realize that they can; Doing so will help me to achieve my financial goals more efficiently.
Being financially literate I have been able to do many things most people haven’t realized they had the ability to do or many people just didn’t want to do which is start their own business and control their own cash flow. Skills in financial literacy are very important. Knowing and understanding the fundamentals of money and how it works will save people from entering debt to the point where they can’t get out of it, saving for retirement, or even preparing for a rainy day because sometimes things just happen in life that you can’t control but you want to be prepared as much as