Personal Investment
Section A Personal investment in the UK – is it a science or a matter of good fortune?
Good morning ladies and gentlemen,
My names Moaweya Alksibati and my student ID: u1268623
Today I am going to talk about the personal investment in the UK and whether the success of this investment can be attributed to Luck of Science.
I would like to welcome Lord Nigel Lawson, DR. John Hughman and Justin Urquhart for attending today and I hope you enjoy the topic I am talking about.
I will try to start talking about personal investment in general so I can guarantee that non-specialised attendees can understand the process of the personal investment.
Introduction
The London Stock Exchange is one of the world’s oldest stock exchanges and can trace its history back more than 300 years. There is a long history that people participate in UK’s investment activity. Personal investing is an important part of personal financial management. Substantially, this type of investment is taken action by an individual. Usually, the investing efforts are concentrated on creating a safe financial cushion used in after years. The cushion may include investments such as individual savings accounts, participating in pension plans, and the transaction of shares, bonds and other options. In order to better manage their own investment so as to improve their living standards, personal investors need create an investment portfolio. Portfolio plays a crucial role in personal investment. Markowitz tells us that effective combination of a portfolio provide a given level of risk with maximum excepted return, or a given expected return with the minimum level of risk (Ou, 2005). Therefore, if personal investors can manage their portfolio well, market will be defeated by them and get good return. Unfortunately, it is impossible that everyone can get return in investment in the UK. For this reason, there will be always a debate that “personal investment in the UK – is it a science or a matter
Good morning ladies and gentlemen,
My names Moaweya Alksibati and my student ID: u1268623
Today I am going to talk about the personal investment in the UK and whether the success of this investment can be attributed to Luck of Science.
I would like to welcome Lord Nigel Lawson, DR. John Hughman and Justin Urquhart for attending today and I hope you enjoy the topic I am talking about.
I will try to start talking about personal investment in general so I can guarantee that non-specialised attendees can understand the process of the personal investment.
Introduction
The London Stock Exchange is one of the world’s oldest stock exchanges and can trace its history back more than 300 years. There is a long history that people participate in UK’s investment activity. Personal investing is an important part of personal financial management. Substantially, this type of investment is taken action by an individual. Usually, the investing efforts are concentrated on creating a safe financial cushion used in after years. The cushion may include investments such as individual savings accounts, participating in pension plans, and the transaction of shares, bonds and other options. In order to better manage their own investment so as to improve their living standards, personal investors need create an investment portfolio. Portfolio plays a crucial role in personal investment. Markowitz tells us that effective combination of a portfolio provide a given level of risk with maximum excepted return, or a given expected return with the minimum level of risk (Ou, 2005). Therefore, if personal investors can manage their portfolio well, market will be defeated by them and get good return. Unfortunately, it is impossible that everyone can get return in investment in the UK. For this reason, there will be always a debate that “personal investment in the UK – is it a science or a matter