PIP stands for personal injury protection. PIP is extended car insurance that's available in some states in the U.S. The coverage is usually for medical expenses. Sometimes, the insurance will cover lost wages due to an accident and other damages. This type of insurance is to cover people in an accident regardless of the person to blame. Usually, someone makes a claim on their own insurance. Depending on the laws in the state, someone may make a claim on your PIP insurance.
Depending on state laws, personal injury protection may be required in some states. The types of medical treatments that are covered varies from state to state. Some states even allow for claims on workers' compensation. Personal injury protection is sometimes the first contact for people who've been injured in a car accident.
Personal injury protection is …show more content…
These may include:
Full personal injury protection primary is coverage for people in your vehicle only, including yourself. The option covers funeral, medical, death expenses and more.
Full PIP health primary should be purchased if you have health insurance that covers you and your passengers in a car accident. This insurance covers loss income as well as funeral and death expenses. Full PIP health primary coverage isn't available for people that have Medicaid or Medicare health insurance. You also can't purchase this coverage if you're an active military member.
Medical only PIP primary is coverage that covers medical expenses for you and passengers in your vehicle if you're in a wreck.
Medical only health primary is insurance that should be purchased if another health insurance provider is the only coverage you have for injuries to yourself and passengers in your vehicle if you're in a wreck. This coverage isn't available for people that have Medicaid or Medicare health insurance. If you're an active military member, you can't purchase this