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Out Of Pocket Health Payments

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Out Of Pocket Health Payments
Out of pocket health payments refer to the payments made by households at the point they receive health services. Typically, these include doctor’s consultation fees, purchases of medication and hospital bills. Although spending on alternative and/or traditional medicine is included in out of pocket payments, expenditure on health related transportation and special nutrition are excluded. It is also important to note that out of pocket payments are net of any insurance reimbursement (Xu 2005). Additionally, out of pocket health payments are the most problematic financing tools compared with prepayment mechanisms of taxes, social insurance and private health insurance. The two most prominent effects of out of pocket health expenditures are increased
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