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natural disaster
Introduction
A natural disaster is a major adverse event resulting from natural processes of the Earth; examples include floods, volcanic eruptions, earthquakes, tsunamis, and other geologic processes. A natural disaster can cause loss of life or property damage, and typically leaves some economic damage in its wake, the severity of which depends on the affected population's resilience, or ability to recover.
An adverse event will not rise to the level of a disaster if it occurs in an area without vulnerable population. In a vulnerable area, however, such as San Francisco, an earthquake can have disastrous consequences and leave lasting damage, requiring years to repair.

In 2012, there were 905 natural catastrophes worldwide, 93% of which were weather-related disasters. Overall costs were US$170 billion and insured losses $70 billion. 2012 was a moderate year. 45% were meteorological (storms), 36% were hydrological (floods),12% were climatologically (heat waves, cold waves, droughts, wildfires) and 7 % were geophysical events (earthquakes and volcanic eruptions). Between 1980 and 2011 geophysical events accounted for 14% of all natural catastrophes.

Effects of Natural Disaster
Millions of people are affected by natural disasters every year, and the impact can be calamitous. From the destruction of buildings to the spread of disease, natural disasters can devastate entire countries overnight. Tsunamis, earthquakes and typhoons do not just wreak havoc on land; they also disrupt people's lives, especially for those living in remote regions.
Displaced Populations
One of the most immediate effects of natural disasters is population displacement. When countries are ravaged by earthquakes and other powerful forces of nature, many people have to abandon their homes and seek shelter in other regions. A large influx of refugees can disrupt everything from accessibility of health care and education to food supplies and basic hygiene. Large-scale evacuations are

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