Microfinance Institution in Europe
Dissertation on
MICROFINANCE INSTITUTIONS
IN
EUROPE
By
Fabiha Enam Id: 1001666
Submitted in partial fulfilment of the requirements for the Degree of Masters in Social Science
Major Subject: International Business & Entrepreneurship
At
University of Glasgow Glasgow, United Kingdom August, 2011
Words: 12300
1|P ag e
ACKNOWLEDGEMENT
This thesis came to be largely through the friendly cooperation received from microfinance institutions across Europe. I am grateful to the European Microfinance Network and its members for their open hearts and their eagerness to see the fruits of their collaboration with me. My supervisor, Dr. Duncan Ross, has seen this project develop from its very beginnings to its very end. His enthusiasm about the topic I chose to research and his support of the conclusions I began to draw motivated and comforted me throughout the thesis writing process. In our meetings, he helped me to refine my thinking about the topic, to find the right questions to ask, and to produce the best dissertation I could. I also extend my gratitude to the following people who kindly assisted me on my research journey:
Daniel SORROSAL European Microfinance Network Ian BEST Community Development Finance Association Lars HEKTOEN Cultura Bank Martin FERRY Prince‘s Scottish Youth Business Trust Maria DOICIU Eurom Consultancy Eva FARAGÓ Fejer Enterprise Agency Pauline IRWIN O’TOOLE First Step Vedrana FERRI LOKMIKRA Joyce Kimwaga LUNDIN NEEM - Network for Entrepreneurs from Ethnic Minorities David SCHURJIN ACAF (The Association for Communities) Self-Financed
Gill MUSK The International Association for Community Development
I learned an immense amount from them through interviews. My dissertation aims to represent the information I collected in order to paint an accurate picture of the microfinance industry in several countries. Lastly, I would like to show my gratitude to my family and friends for their constant motivation and support
MICROFINANCE INSTITUTIONS
IN
EUROPE
By
Fabiha Enam Id: 1001666
Submitted in partial fulfilment of the requirements for the Degree of Masters in Social Science
Major Subject: International Business & Entrepreneurship
At
University of Glasgow Glasgow, United Kingdom August, 2011
Words: 12300
1|P ag e
ACKNOWLEDGEMENT
This thesis came to be largely through the friendly cooperation received from microfinance institutions across Europe. I am grateful to the European Microfinance Network and its members for their open hearts and their eagerness to see the fruits of their collaboration with me. My supervisor, Dr. Duncan Ross, has seen this project develop from its very beginnings to its very end. His enthusiasm about the topic I chose to research and his support of the conclusions I began to draw motivated and comforted me throughout the thesis writing process. In our meetings, he helped me to refine my thinking about the topic, to find the right questions to ask, and to produce the best dissertation I could. I also extend my gratitude to the following people who kindly assisted me on my research journey:
Daniel SORROSAL European Microfinance Network Ian BEST Community Development Finance Association Lars HEKTOEN Cultura Bank Martin FERRY Prince‘s Scottish Youth Business Trust Maria DOICIU Eurom Consultancy Eva FARAGÓ Fejer Enterprise Agency Pauline IRWIN O’TOOLE First Step Vedrana FERRI LOKMIKRA Joyce Kimwaga LUNDIN NEEM - Network for Entrepreneurs from Ethnic Minorities David SCHURJIN ACAF (The Association for Communities) Self-Financed
Gill MUSK The International Association for Community Development
I learned an immense amount from them through interviews. My dissertation aims to represent the information I collected in order to paint an accurate picture of the microfinance industry in several countries. Lastly, I would like to show my gratitude to my family and friends for their constant motivation and support