This paper is an overview of the Medicare system and how it works. The document is intended…
Created by Congress in 1965, under President Lyndon B. Johnson, Medicare is an insurance program sponsored by the United States government. The purpose of Medicare is to guarantee access to health insurance for US citizens of age 65 and over and to people of any age with disabilities. In 2011, 48.7 million people were covered by Medicare with a total expenditure of $549.1 billion1 from which $182.7 billion was used to cover 15.3 million inpatient admissions; this represents 47.2 percent of total hospital’s admission costs in the US. Medicare falls under the category of a single-payer health care program;2 which means that a single public or semi-public agency organizes the healthcare finances; however, the delivery of care remains under private authority.…
The government health care system is already in bad financial shape, and many of the state’s Medicaid and Medicare systems are loosing money. Our government promised to provide medical care for people who have reached retirement, and frequently seniors still have to pay out of pocket to receive care. These people have paid money out of their paycheck their whole lives for a program that may not even last.…
has steadily increased, and birth rates have fallen. As a result, the elderly are becoming a larger share of the population. As more people become eligible for “entitlements”…
Medicare pioneered the ushering of the U.S.government into the healthcare insurance business. Prior to the change it was almost impossible for anyone over 65 to affordable health insurance. Medicare pays billions of dollars to take care of our senior citizens, our disable and those with end stage renal disease.…
Medicare was created under Title XVIII of the Social Security Act in 1965 to provide health insurance to people age 65 and older, regardless of income or medical history (CMS.gov, 2011). During forty years in operation, Medicare was updated and changed several times to meet the changing needs of the US citizens and the political agendas resulting in reform and making Medicare more responsive to the needs of the elderly. Today, Medicare covers: people age 65 or older, people under age 65 with certain disabilities, and people of all ages with End-Stage Renal Disease (ESRD).…
Prior to the affordable health care many individuals from these groups didn’t have access to health care. There were many health care disparities among these groups. With the affordable health care act many individuals from this group were able to have access to full health coverage. They have access to free preventative care, vaccination, and wellness visits. Also, employees who work for companies that have more than fifty employees gained from this act. It is mandated for those companies to offer health coverage for their employees. Similarly, elderly in general gain great advantage from this act; they will no longer be over charged for their medication. In addition in most cases they will not pay out of packet co-pay chargers it will be fully covered from their health insurance.…
There are two common procedures done on the digestive system. These procedures are the lap band and gastric bypass surgery. These procedures are to help people achieve weight loss. There are millions of people who have gotten these procedures done throughout the United States. However, the results are not always what you expect.…
With the ever-changing difficulties of our health insurance landscape, the government has taken a more active role in the health care and well-being of American citizens. With this shift, programs like Medicare and Medicaid, become polarizing topics in an environment where individual finances are tight, our economy is struggling, and the future is no longer as predictable or financial secure as we once believed it to be. Medicare and Medicaid programs will be the focus of this analysis. The paper will explore the history behind these programs, some common fraud and abuse methods and techniques, and will finally discuss possible solutions and tactics in place to mitigate future manipulation of these programs.…
Today over 50 million seniors are enrolled in Medicare. Medicare is program that provides healthcare coverage for people over 65 years age in the United States. The research will focus on the impact of Affordable Care Act (Obamacare) on the current Medicare system. The changes for seniors will effect seniors on the cost of preventive care, preventive care recommendations, prescription drug coverage and consumer protection. The positive impact for seniors will be shown for each program change listed.…
I value all your positive impact for the fight to improve the health care services for all citizens in twenty-four district of Florida. Your commitment to serve the surrounding communities is outstanding and felt by all person who has a meeting with you. In the case of the health policy, Medicare, your unwavering work to fight for the rights of all individuals have been supported by Congress to expand the Medicare benefits plans for all Americans. The future of health reform tries to help establish a country that recognizes that all Americans’ need health coverage. The cost of health care coverage is excessively high, and many American families cannot afford health care services without the assistance of government support programs such as…
Despite millions of people cannot afford medical insurance; the government do not have a solution. The government now only pays two kinds of insurance. Medicare is a program set up for senior citizens (65 or older). Most of them retire and do not have any income sources. Therefore the government offers them insurance. Medicaid is established for the disabled or those with low income. However, the criterion of qualifying low income is incomplete and farfetched. Those two…
Medicare provides healthcare coverage to tens of millions of Americans, making it one of the country’s most important social programs. With each year to the next, the government makes a few changes to the way the program works, making it important for recipients alike to keep up with what’s current. If you qualify for "free" Medicare Part A, which takes care of inpatient services such as trips to the hospital, then your costs will stay the same in 2017. Recipients who pay premiums for Part A will see their costs increased modestly next year. The maximum cost for coverage is to increase to $413.00 in 2017, and up to $411.00 in 2016.…
Medicare was instituted because the elderly needed financial assistance with many health related issues associated with aging. Medicare helps to insure that the elderly receive the care they need regardless of social class and income. The health care program not only helps the elderly, but it also provides insurance for the poor to ensure their physical well-being.…
“By 2030, one in five Americans will be over age 65, and the healthcare system is just beginning to feel the burden. (Matthews, 2013)” Medical technologies, from the discovery of antibiotics to the portable defibrillators in nearly every workplace in the United States, have succeeded in prolonging life. In fact, humans are living about thirty years longer. (Matthews, 2013) This creates a gigantic problem for the US government: Who is paying for the health care of these aging individuals?…