Islamic Banking
A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model
BY Ashfaq Ahmad PhD Scholar 117/FUIMCS/Ph.D(MS)-2006 FACULTY OF MANAGEMENT SCIENCES 2009
A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model
A thesis submitted to the
FUIEMS Foundation University, Islamabad
In partial fulfillment of the requirements for the degree of
DOCTOR OF PHILOSOPHY In MANAGEMENT SCIENCES
BY
Ashfaq Ahmad PhD Scholar FACULTY OF MANAGEMENT SCIENCES 2009
APPROVAL SHEET Approved by
External Examiner (Prof. Dr. M. Hayat Awan)
External Examiner (Dr. Mahmood A. Bodla)
Internal Examiner (Dr. Hamuyoun Naeem)
Head of the Department (Prof. Dr. M. Iqbal Saif)
Director/Dean Faculty of Management Sciences (Prof. Dr. Aftab Ahmad)
CERTIFICATE
I have supervised Mr. Ashfaq Ahmad, PhD Scholar at Foundation University Institute of Engineering and Management Sciences, Islamabad. The candidate has completed his PhD thesis successfully. The dissertation titled “A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model” is worth submission for the award of the degree.
Dr. Kashif-ur-Rehman Associate Professor Department of Management Sciences Iqra University, Islamabad
DECLARATION
I, Ashfaq Ahmad, Ph.D scholar in the subject of Management Sciences, hereby declare that the materials included in this dissertation are my own work and have not printed, published and/or submitted as research work, dissertation or publication in any form by anyone in Pakistan or abroad.
(Ashfaq Ahmad) PhD Scholar
DEDICATION
This work is dedicated to my parents, brothers and sisters who encouraged me to face any challenge.
VII
Table of Contents
Description
Page No.
List of Abbreviations List of Tables List of Figures List of Appendices Acknowledgement Abstract
XI XIII XV XVI XVII XIX
Chapter 1 Introduction 1.1 Background History of the Study 1.1.1 1.1.2 Islamic Banking Islamic and Conventional Banking
1 2 4 5 8 9 10 13 14
BY Ashfaq Ahmad PhD Scholar 117/FUIMCS/Ph.D(MS)-2006 FACULTY OF MANAGEMENT SCIENCES 2009
A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model
A thesis submitted to the
FUIEMS Foundation University, Islamabad
In partial fulfillment of the requirements for the degree of
DOCTOR OF PHILOSOPHY In MANAGEMENT SCIENCES
BY
Ashfaq Ahmad PhD Scholar FACULTY OF MANAGEMENT SCIENCES 2009
APPROVAL SHEET Approved by
External Examiner (Prof. Dr. M. Hayat Awan)
External Examiner (Dr. Mahmood A. Bodla)
Internal Examiner (Dr. Hamuyoun Naeem)
Head of the Department (Prof. Dr. M. Iqbal Saif)
Director/Dean Faculty of Management Sciences (Prof. Dr. Aftab Ahmad)
CERTIFICATE
I have supervised Mr. Ashfaq Ahmad, PhD Scholar at Foundation University Institute of Engineering and Management Sciences, Islamabad. The candidate has completed his PhD thesis successfully. The dissertation titled “A Comparative Study of Islamic Banking in Pakistan: Proposing and Testing a Model” is worth submission for the award of the degree.
Dr. Kashif-ur-Rehman Associate Professor Department of Management Sciences Iqra University, Islamabad
DECLARATION
I, Ashfaq Ahmad, Ph.D scholar in the subject of Management Sciences, hereby declare that the materials included in this dissertation are my own work and have not printed, published and/or submitted as research work, dissertation or publication in any form by anyone in Pakistan or abroad.
(Ashfaq Ahmad) PhD Scholar
DEDICATION
This work is dedicated to my parents, brothers and sisters who encouraged me to face any challenge.
VII
Table of Contents
Description
Page No.
List of Abbreviations List of Tables List of Figures List of Appendices Acknowledgement Abstract
XI XIII XV XVI XVII XIX
Chapter 1 Introduction 1.1 Background History of the Study 1.1.1 1.1.2 Islamic Banking Islamic and Conventional Banking
1 2 4 5 8 9 10 13 14
References: Al-Hawari, M., & Ward, T. (2006). The effect of automated service quality on Australian banks’ financial performance and the mediating role of customer satisfaction, Marketing Intelligence & Planning, 24 (2), 127-147