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Issues that led to student debt
As you are listening to me, you might not think that this is the only major problem that students face today but it is serious. The problems students face today is probably more than anyone can imagine. Some problems are money, jobs, and studying; but, the main problem all students express is student debt. Student debt has been the number one source of problems today’s generation situates themselves with. This problem has been present since the late 1900s and has yet to be fixed. Students need to be aware of the source of their student loan problems in order to be aware of the dangers of being in debt at such a young age of their life. Student debt has become a problem for students during college because of the lack of financial education, escalating college tuitions over time, and the delay in financial commitments. The number one issue that led to student debt is the lack of financial education students receive throughout their lives. Financial education is a necessity that students need in order to make decisions with their college loans, also students agree that financial education is significant. A survey taken by Wells Fargo explains, “79% of millennials think personal finance should be taught in high school; basic investing, how to save for retirement and how loans work were the top three topics they ‘wished’ they’d learned more about”(HalahTouryalai, Forbes Staff, “Student Loan Problems”). This survey show how students agree that they lack financial education and “wished” they could understand it fully before entering college. Knowing this knowledge would’ve benefited students because without understanding investing, saving, and loans students would only worry about getting enough money to pay back these loans; but due to the rise of tuition prices more and more money is on the line which makes loans even steeper. As years continued college tuition has been an issue that caused students to acquire massive debt. The
As you are listening to me, you might not think that this is the only major problem that students face today but it is serious. The problems students face today is probably more than anyone can imagine. Some problems are money, jobs, and studying; but, the main problem all students express is student debt. Student debt has been the number one source of problems today’s generation situates themselves with. This problem has been present since the late 1900s and has yet to be fixed. Students need to be aware of the source of their student loan problems in order to be aware of the dangers of being in debt at such a young age of their life. Student debt has become a problem for students during college because of the lack of financial education, escalating college tuitions over time, and the delay in financial commitments. The number one issue that led to student debt is the lack of financial education students receive throughout their lives. Financial education is a necessity that students need in order to make decisions with their college loans, also students agree that financial education is significant. A survey taken by Wells Fargo explains, “79% of millennials think personal finance should be taught in high school; basic investing, how to save for retirement and how loans work were the top three topics they ‘wished’ they’d learned more about”(HalahTouryalai, Forbes Staff, “Student Loan Problems”). This survey show how students agree that they lack financial education and “wished” they could understand it fully before entering college. Knowing this knowledge would’ve benefited students because without understanding investing, saving, and loans students would only worry about getting enough money to pay back these loans; but due to the rise of tuition prices more and more money is on the line which makes loans even steeper. As years continued college tuition has been an issue that caused students to acquire massive debt. The