Preview

Impact Of The Affordable Care Act (ACA)

Powerful Essays
Open Document
Open Document
1566 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Impact Of The Affordable Care Act (ACA)
Impact of the Affordable Care Act
Donna Proctor
Walden University
NURS-6050N Section 1, Policy & Advocacy for Population Health
October 2, 2014

Impact of the Affordable Care Act
The Affordable Care Act (ACA) was signed into law by President Barack Obama early in 2010. The ACA was introduced into law to help provide access to affordable and quality health insurance to more Americans than ever before. The goal was to reduce health care cost for individuals and government. It has allowed more adults to be eligible for Medicaid by increasing income eligibility to 138 percent of the Federal Poverty Level (FPL). (Milstead, 2013) However, by ruling of the Supreme Court in June of 2012, states had the option to implement the expansion of Medicaid
…show more content…
The Gross Domestic Product in 2013 for North Carolina, based on millions of dollars spent, was $471,365 million, an increase of over $50,000 million since 2010. (Department of Labor and Workforce, 2013) In 2013, North Carolina’s State Auditor Beth Wood indicated that the state’s Medicaid program had gone over budget for the past three years, costing taxpayers about $1.2 billion. (Hoban, 2013) This leaves businesses and the working population to cover health care costs by paying higher taxes. With unemployment soaring over the last decade, and North Carolina having one of the highest unemployment rates in the United States (Hoban, 2013), less is paid into taxes. This leads to less to cover health care costs. The Affordable Care Act was implemented to decrease the costs of health care for all Americans. According to the White House website (2014) “the Congressional Budget Office found that health insurance reform will reduce the deficit by $210 billion in this decade and by more than $1 trillion over the following 10 years. A family of four would save as much as $2,300 on their premiums in 2014 compared to what they would have paid without reform”. Will the decreased costs affect the quality of care being …show more content…
(2009). Health Care Reform: The Cost of Doing Nothing in North Carolina. Democratic Policy Committee. Retrieved from http://www.dpc.senate.gov/docs/states-fs-111-1-87/nc.pdf
Hoban, R. (April, 2013). Cost of Care: How ‘Broken’ is NC Medicaid?. North Carolina Health News. Retrieved from http://www.northcarolinahealthnews.org/2013/04/15/how-broken-is-nc-medicaid/
How Will the Uninsured in North Carolina Fare Under the Affordable Care Act. (2014). The Henry J. Kaiser Family Foundation. Retrieved from http://kff.org/health-reform/fact-sheet/state-profiles-uninsured-under-aca-north-carolina/
Kovner, A. R., & Knickman, J. R. (Eds.). (2011). Health care delivery in the United States (10th ed.). New York, NY: Springer Publishing.
Milstead, J. (2013). Health Policy and Politics: A Nurse’s guide. (pp. 202-204). Burlington, MA: Jones & Bartlett Learning, LLC
Sorell, J. (November 9, 2014). Ethics: The Patient Protection and Affordable Care Act: Ethical Perspectives in 21st Century Health Care. The Online Journal of Issues in Nursing 18(1). doi: 10.3912/OJIN.Vol18No02EthCol01
StateReforum. (2014). Map: Where States Stand on Medicaid Expansion Decisions. Retrieved from

You May Also Find These Documents Helpful

  • Good Essays

    Affordable Care ACT

    • 871 Words
    • 4 Pages

    The patient protection and Affordable Care Act of 2010 (ACA) is expected to have a major impact on the financing of healthcare, principally by expanding insurance coverage to approximately 32 million of the current 50.7 million uninsured by 2014. If the goal is reached, 95% of all Americans will have health insurance (Kovner& Knickman, 2011). The Affordable Care Act will expand coverage in two key ways: expanding Medicaid eligibility and through a blend of subsidies and mandates that encourage the working class to purchase affordable insurance coverage in the private market. Medicaid eligibility rates will be expanded so that most people who earn less 133% of the federal poverty level will be covered.…

    • 871 Words
    • 4 Pages
    Good Essays
  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Satisfactory Essays

    This article discusses the price tag that comes along with ObamaCare. Many believe that insurers have created plans with more benefits that also cost more. Prior to the Affordable Care Act, insurance premiums increased by 14%. Too many people may not be able to afford this high cost, especially those who are self employed. The author informs the American public that there may be yet another increase in the insurance premiums. This…

    • 742 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    ACA or the Obamacare has two main focuses, which also known as root causes. They were to increase insurance coverage and cut down cost. With mandatory insurance coverage and introduction of out of pocket limits (the maximum amount of costs for covered services paid out-of-pocket) for individuals and households, the government is trying to prevent the excess health care expense burden that people face due to varying health insurance policy (Bose, 2016). The major coverage provisions of the ACA went into effect in January 2014. The law instituted new national standards for private insurance sold to individuals and small groups in the United States (Rosenbaum, 2011). Insurers selling health plans in these markets can no longer set prices on the…

    • 349 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act is the greatest overhaul of the US health-care system. One of its key reforms includes health coverage for adults with pre-existing conditions, which generally hadn’t been available until now. The Affordable Care Act was signed into law by President Obama in March 2010. The act will extend insurance to more than 30 million uninsured people.…

    • 91 Words
    • 1 Page
    Satisfactory Essays
  • Powerful Essays

    The Affordable Care Act is the largest piece of legislative reform in American history relating to health care. The impact to our economy on many levels of scale and our constitutional rights are all being questioned and debated without a definitive answer to long term reality of its implications. Reform is necessitous to the continuance of providing care, controlling fraudulent activities and waste, as well as, exploring new innovative ways to maintain a high level of quality services within the legalities of our legislative branch. The balance of these aspects have been challenging and perplexing in materializing the reforms into fruition. The concentration during reform has been on quantity of the insured population, effects on businesses as in tax benefits, taxation, and the CMS. The ACA, legislatively is in the beginning stages to reform health care. Thus far the application of reform are in disarray as it is on the operating table cut wide open and bleeding out, without a surgeon in the room. The complexity has the medical society and American constituents confused and anxious of its impact. Providers have great apprehension of more government intervention, less…

    • 3962 Words
    • 12 Pages
    Powerful Essays
  • Better Essays

    Shi, L., & Singh, D. A. (2012). Delivering health care in America: Health Policy (5th ed.). Boston, MA: Jones and Bartlett. Retrieved from The University of Phoenix eBook Collection database.…

    • 1530 Words
    • 5 Pages
    Better Essays
  • Good Essays

    The Affordable Care Act or ACA has been a very controversial law. The Affordable Care Act contains many benefits, particularly for low and middle income families and businesses. The Affordable Care Act also contains some obstacles for high earners, and larger firms that don’t insure their employees.…

    • 262 Words
    • 2 Pages
    Good Essays
  • Good Essays

    The Patient Protection and Affordable Care Act also called the Affordable Care Act (ACA) was signed into law on March 23, 2010. It has been the source of many heated political debates and has been under scrutiny since its inception. Currently, 18 percent of our U.S. gross domestic product is spent on healthcare, that equals out to approximately 2.9 trillion dollars and we don’t have the quality care to show as the results. With the costs continually increasing and the lack of positive results, something has to change in our healthcare system. The Affordable Care Act is the cornerstone to help initiate these changes.…

    • 740 Words
    • 3 Pages
    Good Essays
  • Good Essays

    Formal president Barrack Obama made it possible for American citizens to have access to better health care for millions of individuals and their families. The act was put into place for to help improve health care and made to be affordable for low-income families that need health insurance but, they have to meet certain requirements to eligible. By making health care accessible for the less fortunate it lifts the financial burden of overpriced medical bills. There were many enhancements developed in The Affordable Care Act to provide a health insurance program for children mostly those that had pre-existing conditions. However, there were challenges that prevented families from signing up. Such as, there was a deadline for enrolling in Obama Care and there large numbers of individuals signing up with private insurance companies for health plans as well. But the Department of Health and Human Services system did not have an application process to handle the overload causing the system to shut down. More so, millions of American citizens were unable to sign up for Obama Care do to this glitch in the system. Leaving them to pay a monthly fee because they missed the deadline to apply for coverage and not only that, they were out of health coverage unless they were eligible for exemption (Gable,…

    • 911 Words
    • 4 Pages
    Good Essays
  • Better Essays

    Affordable Care Act is the notion of affordability and the role of health insurance in making otherwise unaffordable health care affordable (Nyman and Trenz 264). The Affordable Care Act gives every American a right to health care through Obamacare. Millions of Americans have benefitted by receiving insurance coverage through the ACA. Many of these people were unemployed or had low-paying jobs. Some could not work because of a disability or family obligations. Others could not get decent health insurance because of a pre-existing medical condition, such as a chronic disease. The ACA has been highly controversial, despite the positive outcomes. Even though, the…

    • 1074 Words
    • 5 Pages
    Better Essays
  • Good Essays

    The main purpose of the ACA was to make health care more accessible to everyone. Although the ACA has made some historic contribution to the health care plan, such as people with pre-existing conditions could now be covered under the new guidelines of the ACA. Many people still face an uphill battle to obtain health care (Shin & Regenstein 2016). Many low-income, under insured, publicly insured, immigrants, vulnerable people and families depend on safety net providers for their health care need (Shin & Regenstein 2016). Many community centers, public hospital and non-profit hospital have become safety net facilities for the low-income and uninsured at an even higher rate since the ACA went into effect. The ACA has expanded the Medicaid program, which gives healthcare to 70 million more people who had no form of health insurance before the plan existed, as well as 11.7 million people are covered under the marketplace plan. However, the law has failed to recognize how important safety net facilities are to the uninsured and low-income…

    • 1038 Words
    • 5 Pages
    Good Essays
  • Better Essays

    Health Reform Impact

    • 1138 Words
    • 5 Pages

    The health care reform act was enacted in order to make health care affordable for everyone and improve the current healthcare system. This is the first major overhaul of the healthcare system since the enactment of Medicare and Medicaid 1965. The Healthcare Reform act, now known as Obama Care, was signed into law on March 23, 2010 and was upheld in the United States Supreme Court on June 28, 2012.…

    • 1138 Words
    • 5 Pages
    Better Essays
  • Better Essays

    Texas Medicaid Expansion

    • 1201 Words
    • 4 Pages

    On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices. (Rich, Cheung, Lurvey, 81) Signed under the title of The Patient Protection and Affordable Care Act, the law included multiple provisions that would take effect over a matter of years, including the expansion of Medicaid eligibility, the establishment of health insurance exchanges and prohibiting health insurers from denying coverage due to pre-existing conditions.…

    • 1201 Words
    • 4 Pages
    Better Essays