Knowing what each credit bureau is looking at is important; so you just need to keep all your stuff together. Also a helpful thing to know is that a FICO(Fair Isaacs Corporation) score and a credit score are the same thing. Now that you know how credit can impact your life, now let's talk about the importance of insurance. There are many different types of insurances available for you to choose from. But there are four types of insurances that everyone needs in their life; life insurance, health insurance, long-term disability coverage and auto insurance. Life insurance is very important, it is needed so that when you die, a sum of money that you have been earning and getting taken out of your checks, it is to help your living family. The sum of money is to cover the funeral expenses and give a financial cushion. “Industry experts suggest a life insurance policy should pay ‘ten times your yearly income’ ”(McMaken). Also while choosing your life insurance mortgage payments and living expenses such as loans, credit card payments, taxes, child care, and…