Essay On Student Debt
Over 15% of the nation's household population owe student debt in 2010 according to Pew Research Center (see Figure 1). Of that percentage, many individuals who take out student loans are in the bottom half of the income scope, making the possibility of paying off student debt a long time coming. But, student loan should not be such a hassle, unless they take the right steps to ensure that loan debt isn't a burden. These steps should include finding suitable loans that fit the student. There are many loans with different payment options, grace periods, and interest rates. It is imperative that the student finds one that fits his or her lifestyle that would effectively repay the student loan debt more efficiently. A credit card is very similar in this aspect, which could be view as a mini loan where an individual borrows money for a something smaller rather than college tuition but more like gas and emergency situation. The individual goes through the same process as a loan of find a credit card
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In actuality, there are many unconventional ways to save money than eating the cliche shrimp cup-of-noodles. Students can visit lifehacks.com to find a myriad of ways to save and even gain money. These tips including from selling your college essays on Amazon’s KDP website to saving money by paying cash for medical procedures and even selling likes and comments, in this digital age the possibilities are really endless. For those who like the traditional way of saving money, you can find digital coupons on Retailmenot.com, where they have millions of coupons all together in one simple website, and accessibility in one measly click. Also, students can share expenses with friends when various sales such as BOGO come about, and cooking instead of dining out will greatly reduce expenses because food does add up when eating out in the blink of an