Preview

Dental Insurance

Good Essays
Open Document
Open Document
12025 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Dental Insurance
1. DENTAL INSURANCE
As we know that poor care of mouth and teeth can affect a person general health and well-being throughout his life. Generally, when this problem comes, there is a need to start seeing a dentist regularly…and everyone knows a hole in tooth can put a bigger hole in wallet…that costs money!
Because dental disease is so common, being protected by dental insurance and using it wisely is essential safeguards for any individual or a family.
Dental insurance provides with an effective way to manage the rising costs of dental care, and it removes many of the excuses and everyone come up with for why not to see a dentist.
Among other insurances “Dental insurance” is rather unique. First, its low cost makes dental insurance highly affordable for individuals and families. Second, because dental insurance encourages and generally pays for regular check-ups, many people who purchase protection start to benefit immediately.
Dental plans usually cover a wide range of services. These include preventive care, emergency care, and procedures such as crowns, root canals, periodontics, orthodontics, oral surgery, and more.
Although some dental care is provided under the Medicaid public health system, only a tiny proportion of the overall budget is spent on it and the cover is getting smaller all the time. Medicare, the health provision for the elderly, does not cater for it at all.
Finally it can be said, Dental insurance can be useful in cases where it may find oneself facing a substantial bill to repair teeth. But one will still have to pay a fairly hefty premium for cover.
It is generally agreed that for the most part intent of dental insurance is a different from that of most other types of insurance. There the underwriting company assumes a small risk of catastrophic loss in return for a fee (premium). Catastrophic loss is usually not encountered in dentistry but it certainly is a risk in medicine.
Traditional Dental Insurance:-
Dental insurance is



Bibliography: WEBSITES www.dentalplans.com www.dentalinsurance.com www.individualdentalinsurance.com www.metlife.com www.dentaldiscountplan.com www.123-dental-medical-insurance.com www.dentalcare-indiatour.com

You May Also Find These Documents Helpful

  • Satisfactory Essays

    Each plan differs in premiums. You have to check what requirements that you would need based on your medical status, wants and needs. Also you would have to seek the plan that fits into your income bracket. Some people may want to try to get the most coverage as they can possibly get, if it is in their means. Most people think that it is well worth it to have peace of mind in knowing they are covered against many possibilities.…

    • 261 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    Specific Medicare depends on their company. I that essence, the members may be required to pay higher out of pocket costs. This is different to the original Medicare. In such a case, the member of the Medicare will have no benefit in the use of the health coverage but loses. In that essence, there is no need of having either Medicare or Medicaid health human services reimbursement. These services should be considerate and willingly to help the poor without changing their plans and benefits annually.…

    • 443 Words
    • 2 Pages
    Satisfactory Essays
  • Satisfactory Essays

    HThere are five different health plan options that are available for people that want health coverage. Indemnity Plans let a patient see whoever they would like to see with no limit and there are pre-agreements required for few procedures. Preventative care is usually not covered with the plan and there is higher costs deductibles and can be a co-insurance.…

    • 373 Words
    • 1 Page
    Satisfactory Essays
  • Good Essays

    Unit 6 Q7

    • 1284 Words
    • 6 Pages

    Private- patients basically pay for all treatments- there are no bands and prices may vary from practice to practice. Patient may agree to take dental insurance- e.g. Denplan, Simply Dental Plan. Range of the cover depends on each particular…

    • 1284 Words
    • 6 Pages
    Good Essays
  • Good Essays

    Fact: Claims are not read and reviewed by dentists. A “claims specialist” will review the claim, apply the plan provisions, and process the claim for payment. Your insurance company will pay for the most economical restoration that your plan allows for, rather than the best option for you. It is important to remember that reimbursement and benefit levels are based on what plan your employer has selected. The more money your employer pays the better the plan benefit. Dental insurance plans are a business arrangement between an insurance company and your employer. We have absolutely no influence on what they will cover and how much…

    • 452 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    Exam

    • 30038 Words
    • 121 Pages

    The definition of medical care is broad enough to cover preventive measures; therefore, the cost of periodic physical and dental exams qualifies even for a taxpayer in good health.…

    • 30038 Words
    • 121 Pages
    Satisfactory Essays
  • Good Essays

    Dental Crown Essay

    • 465 Words
    • 2 Pages

    The procedure for getting a dental crown is quiet common; however, that does not mean that you shouldn't ask questions when your dentist suggests that you need to get a crown. Even if you have good dental insurance, you may still have to pay a significant amount of money out of pocket for a dental crown. Additionally, many insurance providers do not cover the cost of a crown as all, so even if you have insurance, you may be footing the entire bill yourself. Make sure that a dental crown is actually necessary before you agree to the procedure.…

    • 465 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    Two categories that can be found under the Medical Care heading are: Dental Care and Paying for Medical Care…

    • 379 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    HCS 440

    • 1304 Words
    • 6 Pages

    Nowadays, health care cost a lot. The reason why health insurance exists is to help individuals and their family financially in case something unexpected illness or accidents happen. For example, individual may choose to purchase coverage to have a back up in case of something catastrophe happens, therefore they can still be safe on a fixed payment. Somewhat paradoxically, insurance has remained one of the income opportunities of certain corporations. Revenue can be increased in the insurance industry since achieving the premium after the possibility of an assured injury will still require a greater opportunity of the similar incident to happen.…

    • 1304 Words
    • 6 Pages
    Good Essays
  • Good Essays

    All of the amazing advances in dentistry can’t do a thing for you if you don’t go to the dentist. We realize that there are a lot of legitimate reasons why many people stay away from the dentist. It’s been estimated that almost half of the population has some kind of dental fear, from people who feel a little uncomfortable, to those who are so terrified they can’t set…

    • 187 Words
    • 1 Page
    Good Essays
  • Good Essays

    Essay On Orthodontia

    • 538 Words
    • 3 Pages

    It is also important before choosing an orthodontist to (5) ask for referrals. Talk with friends, co-workers and others who have had orthodontic work done on their teeth or their children's teeth. Because orthodontic care can be expensive, it is important to find out if an orthodontist is covered by your dental insurance. If they don't have your dental insurance, talk with them about payment options. Most orthodontics is more than willing to discuss payment options with their patients.…

    • 538 Words
    • 3 Pages
    Good Essays
  • Good Essays

    It requires that all plans cover 10 essential health benefits. Preventive services are free, which lowers health care costs by treating diseases before they reach an expensive crisis.…

    • 947 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Health Expense Coverage

    • 505 Words
    • 3 Pages

    Dental insurance is one form of health expense coverage that pays for treatment associated with dental care. Most policies have relatively low annual limits and additional limitation of coverage through the use of fees for various dental procedures.…

    • 505 Words
    • 3 Pages
    Good Essays
  • Good Essays

    Medicaid

    • 553 Words
    • 3 Pages

    Medicaid covers a variety of benefits including: doctor’s visits, emergency care, hospital care, vaccinations, prescription drugs, vision, hearing, long-term care, preventative care for children, and some dental. State Medicaid programs provides care to over 50 million Americans, and only Medicare comes close to the spending, and only Social Security costs more. Whether or not you and your family is eligible for Medicaid depends on several financial criteria such as your employment, how much you make, and how many dependents you have along with other requirement.…

    • 553 Words
    • 3 Pages
    Good Essays
  • Powerful Essays

    benefits are equal pay for equal work, a tool for attracting and keeping the best…

    • 1616 Words
    • 7 Pages
    Powerful Essays