credit risk ICICI BANK
Project Report
On
“Credit Risk Management Strategies For Home Loan in
ICICI Bank” Jabalpur
Submitted ToDirector-Dr. Anil Kumar Dhagat
Gyan Ganga College of Technology, Jabalpur
Project Guide
Dr. Anil Kumar Dhagat
Submitted By- Sohit Gupta
Enrolment No. - AW/3802
ACKNOWLEDGEMENT
Working in this Project has been a great Learning experience for me. This report gives immense pleasure to express sincere and heartfelt gratitude toward faculty guide Dr. Anil Kumar Dhagat whose valuable guidance and encouragements throughout the project inspired me to take up new tasks and complete them successfully.
I also extend my appreciation to Mr. Ashok Tiwari and Mr. Pushkar
Mazumdar
Sr. Officer HSG loan, ICICI Bank, Jabalpur branch and Mr. Piyush Vishnoi,
Care Ratings Manager, Jabalpur
I would like to thank all the personalities behind the successful completion of the project. I thank my friends and colleagues for the suggestions they provided to me time to time.
I am also indebted to Gyan Ganga College of Technology, Jabalpur for giving me opportunity to do this project.
SOHIT GUPTA
CONTENTS
S.No.
01
Particulars
Objective Of Project
Page No.
01
02
Research Methodology
03
Company Profile
03-07
04
Introduction
08-09
05
Body of Thesis
10-14
06
RBI Guidelines
15-16
07
SWOT Analysis
17
08
Credit Appraisal Process
18
09
Questionnaire
19
02
Objective of project:
1. To study the Credit risk management policy and strategies for Home loan used by the ICICI Bank, Jabalpur.
2. To find out how the bank assesses and evaluates credit risk of the
Home loan proposals and what improvements can be effected in the existing system.
3. To Study the Credit Risk Rating models are developed by the ICICI
Bank.
Research Methodology
Primary Data:
Take a formal interview of Mr. Ashok Tiwari and Mr. Pushkar Mazumdar
Sr. Officer Home loans, ICICI Bank, Jabalpur.
Take a
On
“Credit Risk Management Strategies For Home Loan in
ICICI Bank” Jabalpur
Submitted ToDirector-Dr. Anil Kumar Dhagat
Gyan Ganga College of Technology, Jabalpur
Project Guide
Dr. Anil Kumar Dhagat
Submitted By- Sohit Gupta
Enrolment No. - AW/3802
ACKNOWLEDGEMENT
Working in this Project has been a great Learning experience for me. This report gives immense pleasure to express sincere and heartfelt gratitude toward faculty guide Dr. Anil Kumar Dhagat whose valuable guidance and encouragements throughout the project inspired me to take up new tasks and complete them successfully.
I also extend my appreciation to Mr. Ashok Tiwari and Mr. Pushkar
Mazumdar
Sr. Officer HSG loan, ICICI Bank, Jabalpur branch and Mr. Piyush Vishnoi,
Care Ratings Manager, Jabalpur
I would like to thank all the personalities behind the successful completion of the project. I thank my friends and colleagues for the suggestions they provided to me time to time.
I am also indebted to Gyan Ganga College of Technology, Jabalpur for giving me opportunity to do this project.
SOHIT GUPTA
CONTENTS
S.No.
01
Particulars
Objective Of Project
Page No.
01
02
Research Methodology
03
Company Profile
03-07
04
Introduction
08-09
05
Body of Thesis
10-14
06
RBI Guidelines
15-16
07
SWOT Analysis
17
08
Credit Appraisal Process
18
09
Questionnaire
19
02
Objective of project:
1. To study the Credit risk management policy and strategies for Home loan used by the ICICI Bank, Jabalpur.
2. To find out how the bank assesses and evaluates credit risk of the
Home loan proposals and what improvements can be effected in the existing system.
3. To Study the Credit Risk Rating models are developed by the ICICI
Bank.
Research Methodology
Primary Data:
Take a formal interview of Mr. Ashok Tiwari and Mr. Pushkar Mazumdar
Sr. Officer Home loans, ICICI Bank, Jabalpur.
Take a