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Cbi Requirement
MSE KIT

CENTRAL BANK OF INDIA

MICRO & SMALL
ENTERPRISES (MSE)
INFORMATION KIT

|

CENTRAL BANK OF
INDIA
PRIORITY SECTOR
DEPARTMENT
1

MSE KIT

CENTRAL BANK OF INDIA

CENTRAL OFFICE,
MUMBAI

INDEX

Sr.
No
1.

PARTICULARS

PAGE
NO
2

MSMEs- Unique Features

2.

MSMED Act
Enterprises

&

Definition

of

Micro,

Small

and

Medium 3

3.

T argets for Domestic Commercial Banks.

4

4.

T he Banking Codes and Standard Board of India (BCSBI)- code of Bank's Commitment to Micro and Small Enterprises.

5

5.

Common Guidelines instructions for lending to MSE sector

5

6.

Activities to be classified under Micro & Small Enterprises

7

7.

Our MSE Products

10

8.

Assessment of Credit for MSE units

12

9.

Pricing

13

10.

Rating

14

11.

Security Norm

16

12.

Credit Guarantee Fund Trust for Micro and Small Enterprises 17
(CGTMSE)

13.

Simplified Common Loan Applications

18
2

MSE KIT

CENTRAL BANK OF INDIA

14.

MSME Initiative by Bank

18

15.

Our expectations

19

16.

New Development

20

17.

Goal Post for current financial year

21

18.

Incentive Scheme

21

MSMEs – UNIQUE FEATURES
 MSME sector employs about 60.00 million persons spread over 26.1 million enterprises. In terms of value, the sector accounts for about 45% of the manufacturing output and around 40% of the total export of the country. The sector contributes 8% to GDP, which is expected to raise to level of 10%.
 Bank’s exposure under MSE sector has shown significant growth during the financial year 2009-10 and 2010-11 precisely, the sector grew by 59.72% and 33.56% respectively.

MSMED ACT
ENTERPRISES

&

DEFINITION

OF

MICRO,

SMALL

AND

MEDIUM

The Government of India has enacted the Micro, Small and Medium Enterprises
Development (MSMED) Act, 2006 on June 16, 2006 which was notified on
October 2, 2006

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