Camel Rating Of Brac Bank
Assignment
On
Camel Rating of Brac Bank Ltd
Course code: FIN-4142
Course Title: Bank Management
Submitted By:
Name
Id
Batch
Jotan Banik
2010110000077
25th
School Of Business Studies
Southeast University
Date of Submission: January 10, 2014
1
Table of Contents
Contents
Pages
Introduction
03
Origin of camels rating system
03-04
Six Factors of Camels Ratings System
04-05
Process of Camels Reporting:
05
Camels Rating System of Bangladesh:
06
ANALYSIS ON “CAMELS RATING
SYSTEM” OF BRAC BANK LTD.
07-13
Analysis of The Comparison of
Camels Rating System In Brac Bank
Ltd.
Recommendation:
14
Conclusion:
16
Reference
17
15
2
Camel Rating of Brac Bank Ltd.
Introduction:
Camels rating system is a common phenomenon for all banking system all over the world. It is used in all over the country in the world. It is mainly used to measure a ranking position of a bank on the basis of few criteria. Camels rating system is an international bank-rating system where bank supervisory authorities rate institutions according to six factors.
The six factors are represented by the acronym "CAMELS".
The six factors examined are as follows:
C - Capital adequacy
A - Asset quality
M - Management quality
E - Earnings
L - Liquidity
S - Sensitivity to Market Risk
Bank supervisory authorities assign a score on a scale of one (best) to five (worst) for each factor to each bank. If a bank has an average score less than two it is considered to be a highquality institution, while banks with scores greater than three are considered to be less-thansatisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention.
Origin of Camels Rating System:
There were many banks rating system available in the world. However, Camels rating system is the most successful bank rating system in the world. The ‘Uniform Financial Institutions
Rating
On
Camel Rating of Brac Bank Ltd
Course code: FIN-4142
Course Title: Bank Management
Submitted By:
Name
Id
Batch
Jotan Banik
2010110000077
25th
School Of Business Studies
Southeast University
Date of Submission: January 10, 2014
1
Table of Contents
Contents
Pages
Introduction
03
Origin of camels rating system
03-04
Six Factors of Camels Ratings System
04-05
Process of Camels Reporting:
05
Camels Rating System of Bangladesh:
06
ANALYSIS ON “CAMELS RATING
SYSTEM” OF BRAC BANK LTD.
07-13
Analysis of The Comparison of
Camels Rating System In Brac Bank
Ltd.
Recommendation:
14
Conclusion:
16
Reference
17
15
2
Camel Rating of Brac Bank Ltd.
Introduction:
Camels rating system is a common phenomenon for all banking system all over the world. It is used in all over the country in the world. It is mainly used to measure a ranking position of a bank on the basis of few criteria. Camels rating system is an international bank-rating system where bank supervisory authorities rate institutions according to six factors.
The six factors are represented by the acronym "CAMELS".
The six factors examined are as follows:
C - Capital adequacy
A - Asset quality
M - Management quality
E - Earnings
L - Liquidity
S - Sensitivity to Market Risk
Bank supervisory authorities assign a score on a scale of one (best) to five (worst) for each factor to each bank. If a bank has an average score less than two it is considered to be a highquality institution, while banks with scores greater than three are considered to be less-thansatisfactory establishments. The system helps the supervisory authority identify banks that are in need of attention.
Origin of Camels Rating System:
There were many banks rating system available in the world. However, Camels rating system is the most successful bank rating system in the world. The ‘Uniform Financial Institutions
Rating