American Express Research Paper
GROUP 11 - AMERICAN EXPRESS!
http://investing.businessweek.com/research/stocks/financials/secfilings.asp?ticker=AXP:US
PART I: INDUSTRY ANALYSIS: CREATE AN INDUSTRY ANALYSIS BASED ON THE FOLLOWING QUESTIONS
CP1-7 | | Team Project: Examining an Annual Report | | |
As a team, select an industry to analyze. Reuters provides lists of industries under Sectors and Industries at www.reuters.com. (Click on an industry and then select Company Rankings for a list of members of that industry.) Each team member should acquire the annual report or 10-K for one publicly traded company in the industry, with each member selecting a different company. (Library files, the SEC EDGAR service at www.sec.gov, or the company itself are good sources.)
Required:
On an individual basis, each team member should write a short report answering the following questions about the selected company. Discuss any patterns across the companies that you as a team observe. Then, as a team, write a short report comparing and contrasting your companies. | 1. | | What types of products or services does it sell?CHARGE AND CREDIT CARD PRODUCTSExpense management products and servicesConsumer and business travel servicesNetwork servicesStored value products such as travelers cheques and other prepaid productsMerchant acquisition and processing, point of sale, servicing and settlement, and marketing and information products and services for merchants | | 2. | | On what day of the year does its fiscal year end?DEC 31 | | 3. | | For how many years does it present complete a. | | Balance sheets? 2 YEARS | b. | | Income statements? 3 years | c. | | Cash flow statements? 3 years | | | 4. | | Are its financial statements audited by independent CPAs? If so, by whom? Pricewaterhouse coopers | | 5. | | Did its total assets increase or decrease over last year? By what percentage? [Percentage change is calculated as (Current year − Last year) ÷ Last
http://investing.businessweek.com/research/stocks/financials/secfilings.asp?ticker=AXP:US
PART I: INDUSTRY ANALYSIS: CREATE AN INDUSTRY ANALYSIS BASED ON THE FOLLOWING QUESTIONS
CP1-7 | | Team Project: Examining an Annual Report | | |
As a team, select an industry to analyze. Reuters provides lists of industries under Sectors and Industries at www.reuters.com. (Click on an industry and then select Company Rankings for a list of members of that industry.) Each team member should acquire the annual report or 10-K for one publicly traded company in the industry, with each member selecting a different company. (Library files, the SEC EDGAR service at www.sec.gov, or the company itself are good sources.)
Required:
On an individual basis, each team member should write a short report answering the following questions about the selected company. Discuss any patterns across the companies that you as a team observe. Then, as a team, write a short report comparing and contrasting your companies. | 1. | | What types of products or services does it sell?CHARGE AND CREDIT CARD PRODUCTSExpense management products and servicesConsumer and business travel servicesNetwork servicesStored value products such as travelers cheques and other prepaid productsMerchant acquisition and processing, point of sale, servicing and settlement, and marketing and information products and services for merchants | | 2. | | On what day of the year does its fiscal year end?DEC 31 | | 3. | | For how many years does it present complete a. | | Balance sheets? 2 YEARS | b. | | Income statements? 3 years | c. | | Cash flow statements? 3 years | | | 4. | | Are its financial statements audited by independent CPAs? If so, by whom? Pricewaterhouse coopers | | 5. | | Did its total assets increase or decrease over last year? By what percentage? [Percentage change is calculated as (Current year − Last year) ÷ Last