Adoption of Electronic banking system in Ethiopian Banking industry: Barriers and Drivers
1. Introduction
This review assesses the thesis ‘Adoption of Electronic banking system in Ethiopian Banking industry: Barriers and Drivers’. The review will first describe the research problem the thesis tries to address. Secondly, it critically assesses the validity of the research question in light of the stated research problem. In the third place, the review will also examine suitability of research design, type of data collected and data collection method elected, the sample selected, and method of data analysis. The review also evaluate whether or not findings are framed in accordance with the research questions established and that the conclusions follow findings and that recommendations are based on conclusions drawn. The review will also identify the weakness and strengths of the research and finally makes out the lessons drawn out from the thesis review.
2. Description of the research problem
Basically the researcher intended to address the problem that Ethiopian banking industry is facing due to the underdevelopment of E-banking in the country. In comparison to the banking industry operating in the developed country, it is undeniable that the banking industry in Ethiopia is undeveloped. Even though the international trade and import and export business of the country have been growing, the banking system is short of providing efficient and dependable services. E-banking has lots of benefits in delivering banking services to bank customers even though the service consumers are not enjoying with the technological advancement in banking sector which has been entertained elsewhere in most developing and developed countries. The reason for this is lack of awareness or competition among banks. The situation in Ethiopia in connection with the low extent of ICT infrastructure like in developing nations is also the major problem which has not been able to diffuse in the society given the low rate of internet access.
3. Assessing the validity of the
This review assesses the thesis ‘Adoption of Electronic banking system in Ethiopian Banking industry: Barriers and Drivers’. The review will first describe the research problem the thesis tries to address. Secondly, it critically assesses the validity of the research question in light of the stated research problem. In the third place, the review will also examine suitability of research design, type of data collected and data collection method elected, the sample selected, and method of data analysis. The review also evaluate whether or not findings are framed in accordance with the research questions established and that the conclusions follow findings and that recommendations are based on conclusions drawn. The review will also identify the weakness and strengths of the research and finally makes out the lessons drawn out from the thesis review.
2. Description of the research problem
Basically the researcher intended to address the problem that Ethiopian banking industry is facing due to the underdevelopment of E-banking in the country. In comparison to the banking industry operating in the developed country, it is undeniable that the banking industry in Ethiopia is undeveloped. Even though the international trade and import and export business of the country have been growing, the banking system is short of providing efficient and dependable services. E-banking has lots of benefits in delivering banking services to bank customers even though the service consumers are not enjoying with the technological advancement in banking sector which has been entertained elsewhere in most developing and developed countries. The reason for this is lack of awareness or competition among banks. The situation in Ethiopia in connection with the low extent of ICT infrastructure like in developing nations is also the major problem which has not been able to diffuse in the society given the low rate of internet access.
3. Assessing the validity of the